Leave them a home, not a mortgage.
If something happens to you, mortgage protection helps your family pay off the house. We compare affordable plans from top carriers in about 2 minutes. Free quote, no obligation.
- Plans for every budget
- No medical exam options
- Living benefit options
- Licensed agents, no pressure
*Example rate for a healthy, non-tobacco 30-year-old: $250,000 of coverage on a 30-year term. Your rate depends on age, health, state, carrier, and underwriting.
🔒 Your info is encrypted and only shared with a licensed agent.
We shop plans from trusted carriers like
See what mortgage protection can cost
Coverage is usually more affordable than people expect. Here are a few examples.
Example rates for healthy, non-tobacco applicants in preferred health classes. Monthly amounts are approximate. Not a quote. Your rate depends on age, health, state, carrier, and underwriting.
Your mortgage doesn't stop when your paycheck does.
If you passed away tomorrow, here's what your family could be facing:
- The same mortgage payment, every month, on one income (or none)
- Draining savings just to stay in the house
- Being forced to sell or move, and pulling the kids out of their school
- Grieving and worrying about money at the same time
Mortgage protection is how you make sure that never happens.
Here's everything included in your FREE quote
Most people spend hours calling insurance companies. We do the shopping for you.
The most important phone call you'll make this year.
A 10-minute call with a licensed agent could be what keeps your family in their home. Get your questions answered and see your price on the spot.
Protected in 3 simple steps
Answer 3 quick questions
Your mortgage balance, age, and a few basics. About 2 minutes.
We shop the carriers
A licensed agent compares plans from multiple carriers to find coverage that fits your budget.
You pick (or pass)
Choose the plan you like, or don't. There's never any obligation.
Who's actually protected?
A lot of homeowners think they're covered when they're not.
| Mortgage protection | PMI | Doing nothing | |
|---|---|---|---|
| Pays a benefit to your family | ✓ | ✕ | ✕ |
| Can be used to pay off the mortgage | ✓ | ✕ | ✕ |
| Your family decides how to use the money | ✓ | ✕ | ✕ |
| Living benefit options | Many plans | ✕ | ✕ |
| Who it protects | Your family | Your lender | No one |
You may not need a medical exam.
Many carriers offer mortgage protection with no medical exam. Many people qualify by answering a few health questions over the phone.
- No-exam options for many applicants
- Simple health questions by phone
- Coverage that can start fast after approval
Pressure
Promise
Zero risk to see your options.
- Your quote is 100% free
- You're never obligated to buy
- Don't like the options? Just say no. No hard feelings.
- Most life policies include a state-required free-look period after you buy
Mortgage protection, explained simply
Free guides written in plain English and reviewed by a licensed agent.
What is mortgage protection insurance, and how does it work?
The plain-English guide to what mortgage protection is, how it pays out, and who it's for.
Read guide · 7 min →CostHow much does mortgage protection insurance cost?
The 7 things that set your monthly price, and simple ways to pay less.
Read guide · 6 min →CompareMortgage protection vs. term life insurance: what's the difference?
Who gets paid, what it costs, and which one makes more sense for your family.
Read guide · 6 min →CompareMortgage protection insurance vs. PMI
PMI protects the bank. Mortgage protection protects your family. Here's the difference.
Read guide · 5 min →PlanningHow much mortgage protection do I need?
A simple formula for the right coverage amount and term, plus our free calculator.
Read guide · 5 min →QualifyingMortgage protection insurance with no medical exam
How no-exam underwriting works, who qualifies, and the trade-offs.
Read guide · 6 min →Questions? We've got answers.
What is mortgage protection insurance?
Mortgage protection insurance is life insurance designed around your mortgage. If you pass away during the policy term, the death benefit is paid to your family, who can use it to pay the mortgage, pay it off, or cover other bills. Read the full guide.
How much does mortgage protection cost?
It depends on your age, health, tobacco use, coverage amount, and term length. Younger, healthier, non-tobacco applicants usually pay the least. We compare multiple carriers and show options at different price points. See what affects your price.
Is mortgage protection the same as PMI?
No. PMI (private mortgage insurance) protects your lender if you stop making payments. Mortgage protection life insurance protects your family by paying a benefit if you pass away. Compare them.
Do I need a medical exam?
Many applicants qualify without one. No-exam policies use health questions and database checks instead. Your agent will show you which options fit your age and health. Learn about no-exam coverage.
Am I obligated to buy anything?
No. Your quote is free and there's no obligation.
How fast will I hear from someone?
A licensed agent usually reaches out shortly after you submit. Want it faster? Call (XXX) XXX-XXXX.
Leave them a home, not a mortgage.
It takes about 2 minutes to see your options. It's free, and you're never obligated to buy anything.
Get My Free Quote NowPlans for every budget